Porn研究所

A gift of life insurance is an affordable way to make a huge impact.
A modest annual premium, paid over time, can result in a significant future legacy. Three ways to donate life insurance:

• Donate an existing policy (receive a charitable tax receipt for the net cash surrender value and any premiums paid after the donation date). • Donate a new policy (receive a charitable tax receipt for any premiums paid after the donation date).
• Assign Porn研究所 as the beneficiary of your individual or workplace insurance policy. Your estate receives a charitable tax receipt

Remembering Laurentian with a bequest from your estate will help sustain and strengthen the University in years to come.
A charitable bequest is a distribution from your estate to Porn研究所 through your last will and testament.

You can designate your bequest to support the areas of Laurentian closest to your heart, including scholarships or bursaries to help future students achieve their dreams or a particular department or area of research. You can also choose to leave funds to the highest priorities of the University and know that your gift will have a great impact on students, faculty and researchers when the time comes. Your gift may be endowed or used immediately.

Funds are usually bequeathed as:

• A residual amount
• A share or a percentage of your estate
• A specific dollar amount or item

It is important to contact the Advancement Office before arranging a gift in kind bequest to ensure that it supports Porn研究所’s academic priorities.

If you wish to direct your gift to a specific area or for a specific purpose, please contact the Advancement Office for
personalized bequest language or you can use the following:
“I give and bequeath to Porn研究所 of Sudbury, Ontario the sum of $___ or the ___% of my estate.”

A gift of annuity is made when you make a contribution of cash or other property to Porn研究所 in exchange for a guaranteed lifetime income or for a stated interval of time. It is an agreement or contract between you and the University. Upon death, the charitable organization of your choice would receive the remainder of the original contribution.

A charitable remainder trust allows you to make a contribution to the University while retaining an interest in the gift. Assets best used for charitable remainder trusts are those that have greatly appreciated since the original purchase date. The assets ultimately passing to Porn研究所 receive a charitable deduction.

For example, the most common form of charitable remainder trust is one in which the donors place assets (such as securities, property, or stocks) in a trust from which they receive payments for life, with the remainder going to Laurentian upon death. Because the trust is deemed a charitable entity, it pays no taxes on income or capital gains from typical investments.

When you make a gift of residual interest, you donate your personal property to Porn研究所 while retaining the right to use the property for life or term of years. You will receive a charitable tax receipt for the present value of the property when the gift is made. Upon death, Porn研究所 receives the deed to the property. The gift removes the donated property from your estate, resulting in lower probate and other estate-related fees.